About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.250% 6.750% 6.750% 6.750%
APR 6.735% 6.735% 6.735% 6.735%
Points 0.750 0.750 0.750 0.750
Payment $3,078.57 $3,202.58 $3,202.58 $3,202.58
  Rate APR Points Payment
120 Months 6.250% 6.735% 0.750 $3,078.57
12 Months 6.750% 6.735% 0.750 $3,202.58
12 Months 6.750% 6.735% 0.750 $3,202.58
228 Months 6.750% 6.735% 0.750 $3,202.58

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.125% 6.750% 6.750% 6.750%
APR 6.756% 6.756% 6.756% 6.756%
Points 0.875 0.875 0.875 0.875
Payment $3,038.07 $3,209.06 $3,209.06 $3,209.06
  Rate APR Points Payment
84 Months 6.125% 6.756% 0.875 $3,038.07
12 Months 6.750% 6.756% 0.875 $3,209.06
12 Months 6.750% 6.756% 0.875 $3,209.06
264 Months 6.750% 6.756% 0.875 $3,209.06

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 5.625% 6.750% 6.750% 6.750%
APR 6.623% 6.623% 6.623% 6.623%
Points 0.875 0.875 0.875 0.875
Payment $2,878.28 $3,199.36 $3,199.36 $3,199.36
  Rate APR Points Payment
60 Months 5.625% 6.623% 0.875 $2,878.28
12 Months 6.750% 6.623% 0.875 $3,199.36
12 Months 6.750% 6.623% 0.875 $3,199.36
276 Months 6.750% 6.623% 0.875 $3,199.36