About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.750% 7.250% 7.250% 7.250%
APR 7.255% 7.255% 7.255% 7.255%
Points 0.625 0.625 0.625 0.625
Payment $3,242.99 $3,371.00 $3,371.00 $3,371.00
  Rate APR Points Payment
120 Months 6.750% 7.255% 0.625 $3,242.99
12 Months 7.250% 7.255% 0.625 $3,371.00
12 Months 7.250% 7.255% 0.625 $3,371.00
228 Months 7.250% 7.255% 0.625 $3,371.00

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.625% 7.250% 7.250% 7.250%
APR 7.275% 7.275% 7.275% 7.275%
Points 0.750 0.750 0.750 0.750
Payment $3,201.54 $3,377.61 $3,377.61 $3,377.61
  Rate APR Points Payment
84 Months 6.625% 7.275% 0.750 $3,201.54
12 Months 7.250% 7.275% 0.750 $3,377.61
12 Months 7.250% 7.275% 0.750 $3,377.61
264 Months 7.250% 7.275% 0.750 $3,377.61

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 6.125% 7.250% 7.250% 7.250%
APR 7.151% 7.151% 7.151% 7.151%
Points 0.875 0.875 0.875 0.875
Payment $3,038.07 $3,368.17 $3,368.17 $3,368.17
  Rate APR Points Payment
60 Months 6.125% 7.151% 0.875 $3,038.07
12 Months 7.250% 7.151% 0.875 $3,368.17
12 Months 7.250% 7.151% 0.875 $3,368.17
276 Months 7.250% 7.151% 0.875 $3,368.17