About ARM Rates and Payments

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10/1 ARM

  120 Months 12 Months 12 Months 228 Months
Rate 6.375% 6.750% 6.750% 6.750%
APR 6.811% 6.811% 6.811% 6.811%
Points 0.625 0.625 0.625 0.625
Payment $3,119.35 $3,212.87 $3,212.87 $3,212.87
  Rate APR Points Payment
120 Months 6.375% 6.811% 0.625 $3,119.35
12 Months 6.750% 6.811% 0.625 $3,212.87
12 Months 6.750% 6.811% 0.625 $3,212.87
228 Months 6.750% 6.811% 0.625 $3,212.87

7/1 ARM

  84 Months 12 Months 12 Months 264 Months
Rate 6.250% 6.750% 6.750% 6.750%
APR 6.838% 6.838% 6.838% 6.838%
Points 1.000 1.000 1.000 1.000
Payment $3,078.57 $3,216.07 $3,216.07 $3,216.07
  Rate APR Points Payment
84 Months 6.250% 6.838% 1.000 $3,078.57
12 Months 6.750% 6.838% 1.000 $3,216.07
12 Months 6.750% 6.838% 1.000 $3,216.07
264 Months 6.750% 6.838% 1.000 $3,216.07

5/1 ARM

  60 Months 12 Months 12 Months 276 Months
Rate 5.875% 6.750% 6.750% 6.750%
APR 6.678% 6.678% 6.678% 6.678%
Points 0.375 0.375 0.375 0.375
Payment $2,957.68 $3,209.61 $3,209.61 $3,209.61
  Rate APR Points Payment
60 Months 5.875% 6.678% 0.375 $2,957.68
12 Months 6.750% 6.678% 0.375 $3,209.61
12 Months 6.750% 6.678% 0.375 $3,209.61
276 Months 6.750% 6.678% 0.375 $3,209.61