Through our Relationship Rewards Program, all of your combined household balances in loans and deposits count toward your rewards level. Discover what free services, and exclusive offers are available to you and your family based on your rewards level.

 

Patron

Premier

Platinum

Combined Household Balance (Loans/Deposits) $4,999 or Less $5,000 - $49,999 $50,000+
or 20-yr Membership

Checking & Money Market

Basic Checking, Interest Checking, Plus Checking - Monthly Fee Waived Monthly Fee Waived
Complimentary Check Program¹
(Excludes Access Checking)
2 Boxes per Year 2 Boxes per Year 2 Boxes per Year
Money Market     Monthly Fee Waived

Loans

Fees
Home Equity Line of Credit Annual Fee - $25 Fee Reduction Waived

ATM/Debit Transactions

Orange County’s Credit Union & CO-OP Network ATM Fee Free Free Free
Non-CO-OP Network ATM Fee² $1.50 4 Free per Month Free Unlimited
ATM Deposit Amount Immediately Available per Day³ $225 $500 $1,000
Daily Maximum for Debit Mastercard® Signed Transactions³ $2,000 $3,000 $3,500
Daily Maximum for Debit Mastercard® Point-of-Sale Transactions³ $2,000 $3,000 $3,500

Additional Member Services

Cashier's Check 4 Free per Month 4 Free per Month Free Unlimited
Notary Services Free for CU documents Free for CU documents Free Unlimited
Wire Transfers
(Domestic)
$25 $25 Free
Stop Payment Free through Online or Telephone Banking Free through Online or Telephone Banking Free
 

Patron

Premier

Platinum

Combined Household Balance (Loans/ Deposits) $4,999 or Less $5,000 - $49,999 $50,000+
or 20-yr Member
Checking & Money Market
Basic Checking, Interest Checking, Plus Checking - Monthly Fee Waived Monthly Fee Waived
Complimentary Check Program¹
(Excludes Access Checking)
2 Boxes per Year 2 Boxes per Year 2 Boxes per Year
Money Market     Monthly Fee Waived
Loans
Fees
Home Equity Line of Credit Annual Fee - $25 Fee Reduction $25 Fee Reduction
ATM/Debit Transactions
Orange County’s Credit Union & CO-OP Network ATM Fee Free Free Free
Non-CO-OP Network ATM Fee² $1.50 4 Free per Month Free Unlimited
ATM Deposit Amount Immediately Available per Day³ $225 $500 $1,000
Daily Maximum for Debit Mastercard® Signed Transactions³ $2,000 $3,000 $3,500
Daily Maximum for Debit Mastercard® Point-of-Sale Transactions³ $2,000 $3,000 $3,500
Additional Member Services
Cashier's Check 4 Free per Month 4 Free per Month Free Unlimited
Notary Services Free for CU docs Free for CU docs Free Unlimited
Wire Transfers
(Domestic)
$25 $25 Free
Stop Payment Free through Online or Phone Banking Free through Online or Phone Banking Free

Free Member Benefits

  • eStatements, 24-hour Telephone Banking, Point-of-Sale Purchases
  • Online and Mobile Banking with Bill Payment⁵
  • Home Connections Rewards Program
  • GreenPath financial counseling and educational resources
  • Financial consultations and account reviews

  • eStatements, 24-hour Telephone Banking, Point-of-Sale Purchases
  • Online and Mobile Banking with Bill Payment⁵
  • Home Connections Rewards Program
  • GreenPath financial counseling and educational resources
  • Financial consultations and account reviews
  • Home loan Total Cost Analysis and review
  • $2,000 Accidental Death & Dismemberment Insurance (by enrollment)
  • In-branch coin counting machines
  • Exclusive Member offers and perks

Email envelope
Email envelope
Program Overview

 

Make Banking a More Rewarding Experience

You and your family can benefit from simple banking with Orange County's Credit Union

Or call us at (888) 354-6228 or visit one of our 10 convenient branches

 

 

Make Banking a More Rewarding Experience

You and your family can benefit from simple banking with Orange County's Credit Union

Or call us at (888) 354-6228 or visit one of our 10 convenient branches

 

Relationship Rewards Program is not offered for commercial/business Memberships. Membership is required to participate in the Program. Combined household balances on loans and/or deposit accounts are reviewed at least annually for rewards level determination, and increased or decreased, as warranted. Household consists of Members of Orange County’s Credit Union with the same primary address listed on their respective Memberships. Refer to the Relationship Rewards Program on our website for additional details and requirements. Additional terms, conditions, and restrictions apply and are subject to change.

Membership eligibility requirements apply. Membership in Orange County's Credit Union is available to anyone who lives or works in Orange, Los Angeles, Riverside, or San Bernardino Counties. Don't live or work in our area? You may also qualify if your immediate family member banks with us. Ask us for details. Membership fee is $5. Immediate family includes: Spouse, Child, Sibling, Parent, Grandparent, Grandchild, Stepparent, Stepchild, and Adoptive Relationships. Additional terms, conditions, and restrictions apply and are subject to change.

Account review:
• Monthly: At the end of each month, your Relationship level will be evaluated based on your combined balances and can move up to the next level at the beginning of the following month throughout the year, but will not move down until annual review.
• Annually: On November 30, your account will be re-evaluated to determine your level status and take effect on January 1 of the following year. Annually, you may level up or down based on total household balances. Benefits may change at that time.

¹All personal checking accounts, excluding Access Checking, receive two free boxes of Credit Union custom design checks per year. For Access Checking, please note: It’s important that you do not attempt to order or write checks with this account. Doing so will result in account closure.

²Surcharge from other financial institutions or merchants may apply.

³Excluding Sand Dollar and Pacific Accounts. Funds you deposit by check may be delayed for a longer period. Please refer to the Credit Union's Funds Availability Policy for additional information.

⁴Notary Service is not available for real estate documents.

⁵Mobile and data rates may apply.

Orange County's Credit Union is an Equal Opportunity Lender.